Production · Active
Live Web App & PWA
Signed-in cloud records, HKD category budgets, accounts, transfers, savings goals, subscriptions and receipt OCR.
Personal Finance Manager · Official Changelog
Product Updates & Release History.
Verified production updates for Personal Finance Manager, summarizing new features, usability improvements, fixes and data boundaries deployed to the live web app.
Production Scope & Data Boundaries
How updates are published for Personal Finance Manager.
Only features verified in the live production web app at personal.finance.manager.snugzap.com are listed below. Planned roadmap work is not listed until deployed.
HKD Primary · No Auto-FX
Multi-Currency Separation
Category budgets use HKD. Foreign currencies stay in separate per-currency cards and must match their linked account currency.
Verified Release Log
Version History & Milestones.
Releases are ordered newest first. Minor maintenance fixes are grouped into meaningful user-facing updates.
2026.10.27
Production Release
Latest Covered Here
Product release:
Content updated:
Subscription Merchant Linking & Date Format Preferences
Connected recurring subscriptions to canonical merchant records and added customizable date display and input formats across the workspace.
New Features
- Subscription merchant linking: match a recurring subscription to an existing merchant in your directory, create a new canonical merchant or keep custom merchant text.
- Date format preference: choose between DD/MM/YYYY (Hong Kong default), YYYY-MM-DD (ISO) and MM/DD/YYYY (US) under More & Settings.
User-Facing Improvements
- Due subscription charges automatically carry their linked merchant identity into posted transactions so recurring services group accurately in Analysis and Transactions.
- Custom date inputs validate month-end dates and leap years consistently across desktop and mobile browsers, alongside native calendar pickers.
2026.10.22
Production Release
Product release:
Content updated:
Account Balance Clarity & Cloud Sync Safeguards
Refined per-currency account balance layouts, added clear recovery alerts for interrupted cloud writes, and exposed build version details in settings.
New Features
- Version information card in More & Settings showing the active application version and build status.
User-Facing Improvements
- Improved responsive layout for multi-currency balance cards on the Accounts & Money Flow screen.
- Added localized operation alerts and safe retry controls when offline states, permission checks or sync conflicts interrupt a save.
Important Fixes
- Prevented rapid double-taps on Save Transaction from creating duplicate expense or income entries.
2026.10.09
Production Release
Product release:
Content updated:
Accounts & Money Flow, Daily Decision Card & Mobile Navigation
Introduced Cash, Bank, E-Wallet and Credit account tracking with same-currency transfers, a Daily Decision HKD budget card on the dashboard, and a five-tab mobile layout.
New Features
- Accounts & Money Flow: create and manage Cash, Bank, E-Wallet and Credit accounts with opening balances, computed balances, same-currency transfers and recent money-flow history.
- Daily Decision (HKD) dashboard card: view remaining monthly budget after actual expenses, future-dated transactions and pending subscriptions, plus a daily safe-to-spend allowance.
- Five-tab mobile navigation: standardized phone and tablet navigation around Home, Transactions, Add, Analysis and More, with collapsible optional fields in Quick Entry and transaction filters.
User-Facing Improvements
- Unified buttons, status badges, form controls and dark-mode chart axis contrast for clearer keyboard focus and readability.
Important Fixes
- Deleting a transaction now removes its linked account transfer record automatically.
- Cash and Other payment methods no longer trigger missing payment-instrument cleanup prompts.
- Added an explicit Currency column to CSV transaction exports and a safe retry action if a due subscription fails to auto-post.
Important Notes
- Once an account has recorded transactions or transfers, its base currency is locked to keep ledger balances consistent.
- Transactions linked to an account must match that account’s base currency.
2026.09.12
Production Release
Product release:
Content updated:
Analysis 2.0, Monthly Budget History & Sequential Transaction Cleanup
Expanded spending analysis with six breakdown dimensions and period comparisons, historical monthly budget editing with copy-from-last-month, and batch cleanup for incomplete records.
New Features
- Analysis 2.0: review Monthly, Yearly and Custom date periods with period comparisons and six breakdown dimensions (Category, Merchant, Payment Type, Payment Instrument, Account, Subscription).
- Monthly budget history & copy: edit HKD category budgets for current and past months, and preview or copy last month’s budget settings.
- Sequential transaction cleanup: filter expense records with unlinked merchants or unspecified payment instruments and step through them one by one.
User-Facing Improvements
- Unified upcoming commitment summaries across Dashboard, Analysis and Subscriptions so actual spending, future-dated transactions and pending subscriptions stay clearly separated.
Important Notes
- Category budgets and primary dashboard totals use HKD. Foreign currency records are shown in separate per-currency cards without automatic exchange-rate conversion.
2026.08.18
Production Release
Product release:
Content updated:
Receipt OCR Confidence Review, Merchant Directory & Full JSON Backups
Added per-field confidence badges and duplicate detection for Receipt OCR, a Merchant & Payment Instrument directory, and schema-validated JSON backup and restore.
New Features
- Receipt OCR confidence & scan history: review High, Medium and Low confidence badges for amount, merchant, date, category and payment candidates, with duplicate-receipt alerts and an audit log.
- Merchant & Payment Instrument directory: manage canonical merchant names, aliases, duplicate merges and saved payment instruments with optional last-4-digit labels.
- Full JSON backup & restore: export complete workspace backups and inspect a per-collection difference table before restoring, with an automatic pre-restore snapshot download.
User-Facing Improvements
- Unified Savings Goals around a single ledger source of truth—either standalone deposit records or a linked account balance.
2026.07.18
Production Release
Product release:
Content updated:
Core Workspace, Subscriptions & PWA Foundation
Established the signed-in personal finance web app with HKD category budgets, recurring subscription reminders, savings goals and installable PWA support.
New Features
- Income, expense and recurring subscription tracking with billing cycles, trial-end reminders and monthly HKD category budgets.
- Installable PWA support with local caching for previously loaded records and in-app update notifications.